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Up until now, car crashes have been the leading death cause for teenage drivers. National Highway Traffic Safety Administration mentions that in 2003 up to 30% of the 6.3 million car accidents are related to young people.
Additionally, male teenagers are prone to fatal accidents twice the risk as young women in the same age group.
1. Understanding
Having a driver license is equal to having both rights and responsibilities in driving.
Young drivers have to understand what SHOULD and SHOULD NOT be done on the road, especially the common factors involved in auto accidents.
Helping the teen stay safe is our top priority.
From the beginning, it is a good idea to encourage your teen to learn responsible driving habits and how to pay his own auto insurance coverage.
You and your teen driver will be able to compare prices with several auto insurance companies by their own.
Once the teenagers understand this, he should be more cautious in driving.
Less or even no accidents could help save your money, as insurance companies raise the premium rate for each auto insurance claim.
2. Learning
Teenage drivers are inexperience and some of them tend to take unnecessary risk (cutting lanes, speed driving, racing, etc.) To make things worse, sometimes they bring friends inside the car.
With less driving experience, young drivers are less able to notice and react to dangers when controlling the vehicle.
Because of this, auto insurance companies asks for higher premiums for young drivers.
For this cause, teen drivers can learn on how to drive from the parents.
Thus, if you are parents who wants your teenagers to drive safely, you have to set a good example with your driving habits.
In addition, you can ensure that they obtain enough supervised driving practice.
Also, if your teenagers just obtain their first driver license, you might want to limit the number of friends in the car when they drive.
3. Night driving
Driving at night is risky. The reason for this is because of the fatigue and drowsiness.
Additionally, the visibility of the driver decreases at night.
It is suggested for teens to put driving speed limit during the night.
This could lead to saving your teen from any possible accident and car insurance claim.
4. Drink driving
Drinking affects the awareness.
However, most of the young drivers are not aware about the dangers of drink driving.
Small amounts of alcohol could reduce the driving skills, which then lead to auto accidents.
Most states make strict laws for drink driving and underage drinking.
It is highly recommended for your teen to understand the risk of driving under the influence of alcohol as he might injure or even kill others.. Let your teen know that he or she could injure or kill. This, of course, affects the insurance premium rates greatly.
Emphasize that your young driver should feel free to call you anytime he/she feels unable to drive, or whenever he/she is with another driver who’s unable to drive.
5. Seat belt
It has been widely known that the usage of seat belt reduces damages or casualties during a car accident.
However, teenage drivers only wear seat belt about 75% of the time, which is risky.
Ensure your teen always wear the seat belt in a car whether the journey is long or short to avoid injury.
In addition, wearing seat belt will avoid getting tickets that will increase his or her auto insurance premium.